How to Start a Cleaning Business in Mississippi: Complete Guide

Starting a cleaning business in Mississippi typically costs $1,000 to $5,000 depending on your business structure and insurance needs. Each state has different rules for registration, taxes, and workers' compensation. This guide covers everything you need to start a cleaning business in Mississippi, including filing fees, licenses, insurance, labor laws, and local tips.

Why Start a Cleaning Business in Mississippi?

Mississippi has the lowest cost of living in the country. This makes it one of the cheapest places to start a business. The filing fee for a limited liability company is only $50.

The state has no annual report requirement for limited liability companies. This saves you time and money each year. Few states offer this benefit.

Jackson, the Gulf Coast, and DeSoto County near Memphis all have growing demand. Low competition and low costs give you a strong start.

New to Cleaning Businesses?

Read our general How to Start a Cleaning Business guide first. This Mississippi guide adds the state-specific steps you need on top of those basics.

How Do You Choose a Business Structure?

You need to decide how to set up your business. Mississippi offers two main choices for cleaning companies.

Sole Proprietorship

This is the simplest way to start. You do not file anything with the state. Mississippi considers you a sole owner right away.

If you want a business name, file a Doing Business As form with the county chancery clerk. The fee is small.

The downside is you have no personal protection. If something goes wrong, your personal savings are at risk.

Limited Liability Company

This is the better choice for most cleaning businesses. It keeps your personal money separate from your business. If a client sues, your personal savings stay protected.

To form one in Mississippi, file a Certificate of Formation. You do this online through the Secretary of State website. The filing fee is only $50.

Mississippi does not require an annual report for limited liability companies. This is a big advantage. Once you file, you just maintain your business without extra paperwork.

Our Recommendation

Choose a limited liability company. The $50 filing fee is one of the cheapest in the country. No annual report means less paperwork. The liability protection is worth the cost.

Mississippi Government Resources
  • sos.ms.govFile your Certificate of Formation for a limited liability company

How Do You Get an Employer Identification Number and Tax Accounts?

An Employer Identification Number is a free number from the federal government. You need it to open a business bank account. You also need it to file taxes and hire workers.

Apply for free at the Internal Revenue Service website. You get your number right away when you apply online.

Mississippi Income Tax

Mississippi has a state income tax. The first $10,000 of taxable income is tax-free. Rates are 0 to 5 percent above that. Your cleaning business income passes through to your personal tax return.

You may need to make quarterly estimated payments. The Mississippi Department of Revenue handles all state tax filings.

Cleaning Services and Sales Tax

This is important: cleaning services are taxable in Mississippi. The state sales tax rate is 7 percent. Mississippi has a simple tax system with no additional local sales taxes in most areas.

You must collect 7 percent sales tax from your clients on every job. Get a free sales tax permit before you start charging clients.

Important Tax Tip

Cleaning services are taxable in Mississippi at a flat 7 percent. The good news is the rate is the same everywhere in the state. Get your sales tax permit before your first job.

Tax Resources
  • irs.govApply for a free Employer Identification Number (never pay for this)
  • dor.ms.govMississippi Department of Revenue — sales tax permits and filing

What Licenses and Permits Do You Need?

Mississippi has no statewide business license for cleaning. There is also no special cleaning license at the state level. This keeps things simple.

However, cities and counties may require local business licenses. Requirements vary by where you are located.

Local Business Licenses

Jackson and other cities may require a local privilege license. Check with your city clerk or county chancery clerk before you start.

Fees are usually low. Most range from $25 to $100 per year.

Sales Tax Permit

Since cleaning services are taxable, you need a sales tax permit. This is free from the Mississippi Department of Revenue. Apply online before you start charging clients.

License Resources
  • dor.ms.govFree sales tax permit application

What Insurance Do You Need?

Insurance protects you from one bad day ending your business. Mississippi requires some types of coverage. Here is what you need.

  • General liability insurance — Covers property damage and injuries at a client's home or office. Costs $400 to $1,200 per year. Every cleaning business needs this
  • Workers' compensation insurance — Required in Mississippi for employers with five or more employees. You must get coverage before your fifth hire starts
  • Surety bond — Protects clients if an employee steals something. Not required but highly recommended. Costs $100 to $500 per year
  • Commercial auto insurance — Needed if you use a vehicle for business. Mississippi requires minimum liability coverage on all vehicles

For more details on each type of coverage, read our Cleaning Business Insurance Guide.

Important

Workers' compensation is required in Mississippi once you have five or more employees. You can hire up to four workers without it. But general liability insurance is still essential from day one.

What Are Mississippi Labor Laws?

If you plan to hire workers, you need to follow Mississippi labor laws from day one.

Minimum Wage

Mississippi has no state minimum wage law. The federal minimum wage of $7.25 per hour applies to all workers.

Most cleaning businesses pay $9 to $15 per hour to attract good workers. The very low cost of living means even modest wages provide a good standard of living.

Worker Classification

Mississippi follows federal standards for worker classification. Cleaning workers who follow your schedule usually count as employees. Classifying them wrong leads to fines.

When in doubt, hire them as employees.

Unemployment Insurance

When you hire employees, register for unemployment insurance. Register through the Mississippi Department of Employment Security. New employers pay a starting rate.

Labor Law Resources
  • mdes.ms.govMississippi Department of Employment Security — unemployment insurance and employer information

What Safety Rules Apply?

Mississippi uses federal workplace safety rules. The state does not have its own safety agency. Federal offices in Mississippi oversee workplace safety.

Hazard Communication

You must keep Safety Data Sheets for every cleaning chemical you use. Train your workers on each product they handle. Show them what to do if a spill happens.

Heat and Humidity Safety

Mississippi is hot and humid for much of the year. Workers face heat risks when cleaning without air conditioning. Make sure workers stay hydrated and take regular breaks.

Watch for mold in humid areas. Train your workers to spot mold and handle it safely.

How Do You Set Cleaning Prices in Mississippi?

Mississippi has the lowest cost of living in the country. Prices are lower than national averages. But your costs are lower too.

Mississippi Pricing Formula
Price = Labor + Supplies + Insurance + Sales Tax + Profit

Typical pricing ranges in Mississippi:

  • Home cleaning (hourly) — $18 to $35 per hour
  • Home cleaning (flat rate) — $80 to $200 for a standard 3-bedroom home
  • Deep cleaning — $140 to $320 depending on home size
  • Move-in or move-out cleaning — $160 to $375
  • Office cleaning — $0.04 to $0.10 per square foot

Remember to add 7 percent sales tax on top of your prices. Use our Price Calculator to find the right rate for your area.

Mississippi Cleaning Prices

For detailed city-by-city pricing data, see our full Cleaning Business Prices in Mississippi guide.

What Cleaning Niches Are Profitable in Mississippi?

Mississippi has cleaning niches that do especially well. The state's mix of suburbs, casinos, and college towns creates options.

Jackson Suburban Cleaning

Madison and Ridgeland are affluent suburbs north of Jackson. These communities have large homes and families who pay for quality cleaning. Less competition exists here than in bigger cities.

Gulf Coast Casino and Tourism Cleaning

Biloxi and Gulfport have casinos and beachfront properties. Hotels, vacation rentals, and entertainment venues need regular cleaning. This creates steady work year-round.

DeSoto County Suburban Cleaning

DeSoto County sits just south of Memphis, Tennessee. Olive Branch, Southaven, and Hernando are growing fast. New homes and families create strong demand for cleaning.

College Town Cleaning

Oxford is home to the University of Mississippi. Starkville has Mississippi State University. Students and professors need cleaning services. Move-out cleaning stays busy at semester end.

Military Base Cleaning

Keesler Air Force Base is in Biloxi. Columbus Air Force Base is in Columbus. Military families move often and need cleaning when they leave housing.

Mississippi Tip

Mississippi has less competition than most states. You can build a client base faster here. Focus on quality and word-of-mouth referrals. They matter even more in tight-knit communities.

How Do You Market a Cleaning Business in Mississippi?

Getting clients in Mississippi follows the same steps as most states. Here are strategies that work well.

Google Business Profile

Set up your profile with your city, services, and photos. Ask every happy client for a Google review. Most people search online first.

Facebook and Word of Mouth

Mississippi communities are tight-knit. Facebook groups are very active in most cities. Share helpful tips and build relationships. Word of mouth spreads fast here.

Church and Community Groups

Church communities are important in Mississippi. Let your church family know about your business. Ask satisfied clients to tell their friends and neighbors.

For a complete marketing plan, read our Marketing Your Cleaning Business guide and How to Get Cleaning Clients Fast.

How Much Does It Cost to Start in Mississippi?

Mississippi is the cheapest state to start a cleaning business. Low filing fees and the lowest cost of living in the country help.

  • Limited liability company filing — $50 (one-time, through the Secretary of State)
  • Annual report — Not required (Mississippi does not require annual reports for limited liability companies)
  • Doing Business As filing — Small fee (if using a different business name)
  • Sales tax permit — Free (required since cleaning is taxable)
  • Local privilege license — $25 to $100 per year (varies by city)
  • General liability insurance — $400 to $1,200 per year
  • Workers' compensation insurance — Required once you have five employees (rates vary)
  • Surety bond — $100 to $500 per year (recommended)
  • Cleaning supplies and equipment — $200 to $500 to start
  • Marketing (initial) — $100 to $500
Solo Operator First-Year Estimate
$700 to $2,000 (no employees)
With Employees First-Year Estimate
$3,500 to $9,000 (includes workers' compensation and payroll costs)

What Is on Your Mississippi Startup Checklist?

Follow these steps in order. Complete each one before moving on.

  1. Choose your business structure — Form a limited liability company at sos.ms.gov ($50)
  2. Get an Employer Identification Number — Apply free at irs.gov
  3. Get a sales tax permit — Apply free at dor.ms.gov
  4. Open a business bank account — Keep personal and business money separate
  5. Get your local privilege license — Check your city or county requirements
  6. Buy general liability insurance — Get at least $1 million in coverage
  7. Buy cleaning supplies — Start with the basics and upgrade as you grow
  8. Set your prices — Use our Price Calculator and add 7 percent Mississippi sales tax
  9. Set up your Google Business Profile — This is your most important marketing tool
  10. Book your first clients — Tell friends, post on Facebook groups, connect with your community
  11. Get workers' compensation before your fifth hire — Required for five or more employees
  12. Register for unemployment insurance — Required before your first employee starts

What Are the Best Tips for Mississippi?

Here are practical tips for success in Mississippi.

  • Start solo to keep costs low — The $50 filing fee and no annual report make Mississippi the cheapest state to form a business
  • Always collect sales tax — Cleaning is taxable at 7 percent. Build it into your quotes so clients know the total upfront
  • Target growing suburbs — Madison, Ridgeland, Olive Branch, and Southaven are where the money is
  • Serve the Gulf Coast casinos — Biloxi and Gulfport hotels and casinos need regular cleaning services
  • Build word-of-mouth referrals — Mississippi communities are tight-knit. One happy client can bring you many more
  • Prepare for hot summers — Keep water in every vehicle. Take breaks when cleaning without air conditioning
  • Watch for mold — Mississippi's humidity creates mold problems. Learn to spot it and handle it safely
  • Use MaidProfit to manage bookings — Track jobs, invoices, and sales tax with one tool

What Are the Guides for Nearby States?

If you serve areas near the Mississippi border, these guides may help.

Neighbor State Guides
Nearby State Pricing Guides

Where Do You Find Mississippi Government Resources?

Here is a complete list of every government website in this guide. Bookmark these for later.

Complete Government Resource List

What Other Guides Can Help Your Business?

These free guides cover topics every cleaning business owner needs. They work hand-in-hand with this state guide.

Recommended Reading

Start Your Mississippi Cleaning Business Today

Mississippi makes it incredibly affordable to start a cleaning business. A $50 filing fee and no annual report give you the cheapest start anywhere.

Start by forming your limited liability company. Get your Employer Identification Number and sales tax permit. Buy insurance, check local licenses, and set your prices.

Then focus on getting clients through Google and community connections.

The growing suburbs, Gulf Coast tourism, and college towns create steady demand. Every successful Mississippi cleaning company started with one owner and one first client. Take action today.

Mississippi Cleaning Business Frequently Asked Questions

How much does it cost to start a cleaning business in Mississippi?
Starting as a solo operator costs $700 to $2,000 in your first year. This includes $50 for a limited liability company, $400 to $1,200 for insurance, and $200 to $500 for supplies. No annual report is required. If you hire employees, expect $3,500 to $9,000 including workers' compensation.
Are cleaning services taxable in Mississippi?
Yes. Cleaning and janitorial services are subject to sales tax in Mississippi at a flat 7 percent statewide. There are no additional local sales taxes in most areas. You must collect sales tax from clients and file returns with the Mississippi Department of Revenue.
Is workers' compensation required in Mississippi?
Yes, once you have five or more employees. Mississippi requires workers' compensation for employers with five or more workers. You can hire up to four workers without coverage. Buy coverage from private insurance carriers.
What is the minimum wage in Mississippi?
Mississippi has no state minimum wage law. The federal minimum wage of $7.25 per hour applies. Most cleaning businesses pay $9 to $15 per hour to attract good workers. The very low cost of living means wages go further here than anywhere.
Do I need a business license to clean houses in Mississippi?
Mississippi has no statewide business license for cleaning. However, cities and counties may require local privilege licenses. Check with your city clerk. You also need a free sales tax permit since cleaning services are taxable at 7 percent.
What are the best cities to start a cleaning business in Mississippi?
Jackson suburbs like Madison and Ridgeland have strong demand. The Gulf Coast cities of Biloxi and Gulfport have casino and tourism needs. DeSoto County near Memphis has fast-growing suburbs. Oxford and Starkville are college towns with steady demand.

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